Do I need a US Social Security Number to incorporate or open a bank account?

No, you do not need a US Social Security Number (SSN) to incorporate a company in the US. Foreign founders can register a Delaware C-Corp and obtain an EIN (Employer Identification Number) from the IRS, which serves as your company’s tax identification number.

For opening a US bank account, a Social Security Number is also not mandatory—especially when using modern fintech or international founder-friendly banking partners. However, some traditional banks may request additional identity verification, such as a passport, proof of address, or an ITIN (Individual Taxpayer Identification Number) in certain cases.

At Inkle, we guide you through the entire setup process and introduce you to banking partners who specialize in working with international founders. We also assist in preparing any supporting documentation required for identity verification, so you can get your business banking up and running—no SSN needed.

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